Realtors Lie to Consumers

It is shocking yet it happens every day. Realtors Lie to Consumers and Fail to Disclose and No One Holds them Accountable for their actions. No one can make a Realtor liable for their Lies. The Realtors are protected on so many levels.

Real Estate Consumers are hurt everyday at the Lies that Realtors tell them. Yes it is a cruel world and people lie sometimes, the thing is with members of the National Association of Realtors they Lie, They fail to Disclose and they are not held accountable by the So called "Higher Standard" umbrella of NAR that they work under.

No one hears the cries of the real estate consumer, sleepless night after sleepless night as they wonder if tomorrow will be a better day. If tomorrow they will find a way to get the Realtor to pay for the lies they told, or for what they did not disclose that has made it so that the real estate bought is un-sellable, dangerous to live in, worth less, or causing major damage to the structure.

Even if you have proof the Realtors lied, you have to fight for the Rights that Should be Basic in a Real Estate transaction. Having a Realtor in the Real Estate transaction actually provides more legal protection for the buyer to be cheated, lied to, mislead, and Not disclosed to. Without the Realtor, the buyer could sue the seller, and with proof maybe win - maybe not but it would be a more cut and dried situation.

If a Real Estate Agent is not a "Realtor", a member of the National Association of Realtors or a Non-Franchise Real Estate Broker, then this too is better for the real estate consumer, because they will dig harder to make sure that what they are telling is actually true.

Why? They have more liability, non-Realtors do not have that Super Power of the National Association of Realtors, those who lobby for them, and the Giant Insurance Companies behind them.

The Top E and O insurances want, demand that you be a Realtor Member or they will not insure you. Why is this ? Well because "Realtor" members are of a Higher Standard. Not True, but hey it's their motto so

The Realtor and the Previous Seller can act like "they did not know". Even if they did it is hearsay right? However you, now know and it is right out there for all to see because you are seeking justice.

I have had Realtors, ask me if my client fixed a problem under the floor in the kitchen on a property that I had listed for sale. You see Their Client or Friend wants to know BEFORE they buy, what a novel concept right?

Well it just so happens that only 6 months prior to this "Foot in Mouth" call, my Client had bought this property with One of My "Realtors" as their buyers agent, and they did not disclose this "problem" to my client. Yes they found it, they fixed it, it was an issue of well I can't sue the Realtor, I will lose and it will cost more to right so the owner fixed it. To find out later that the Realtor knew and admitted they knew was shocking.

He did so Boldly because, as a Century 21 Agent, he knew that there really was not way to touch him. Many times, this same agent had been "protected" by the Local Association of Realtors. He was and is a Broker Owner, A Realtor, and the local association gives him protection and special treatment. This is not unique to the area I am talking about. I have seen this in several state and several Realtor Associations.

C21, Coldwell Banker, Sotheby's and ERA have even more protection because they are all owned by the same Corporation, and in this they have attorneys, insurance and mega-protection which means to you the real estate consumer, You Lose. Oh I know you were lied to and misled, I know that your Realtor failed to disclose, but you see we will keep you in court longer then your pocketbook, your life, your kids life, and your marriage can possibly stand.

The National Association of Realtors lobbies to make sure they have more rights then you. No one lobbies effectively for Consumers Rights in Real Estate because who has more money then the National Association of Realtors? And is willing to spend it fighting for the rights of the Real Estate Consumer in the Real World of Real Estate.

So, with this, the laws lean more and more every month - day - week to make it easier for the Realtor to lie, Mandatory E and O insurance is one of these horrible acts on the Real Estate Consumer. Making, the Real Estate Agent, by Law Protect themselves from the Real Estate Consumer.

Several times I have seen a Realtor put in writing that a buyer will have Lake Access, that the Seller currently has lake access and the buyer will have it once they buy.

The Realtor deliberately lies or just goes with what the seller says without proving it and in the end the buyer is left to fight for years to get justice or to get the lake access that they were told would "come with" the Sale. There is no consumer protection in real estate.

Whether Realtors lie deliberately or without really knowing the facts, either way they have No Liability. They can simply say they did not know and the laws protect them. They should have known, especially before they used "Lake Access" in their Marketing. But the Realtor knows they have No Real Liability and a whole lot of loopholes to get out of any financial Accountability so they don't go ahead and Prove what the seller says, and provide no real proof to the

One Incident, I listed a 20 acre parcel, the Seller said that they had lake access, I believed them, however, I wanted proof in my file so I asked the Seller for the easement or documents that proved they had lake access. You won't believe the documentation that they had, they had a buy sell agreement, whereby the Seller and the Realtor wrote in that their was lake access. The buyer thought that if it was on the buy sell then it was true, they really had Lake Access. It does not matter what the Buy Sell says, yes it is a legal binding contract, but after you sign the closing papers, ( and the title company will Not prove anything on the buy sell), anyway after you sign then it is what it is. You have to make all parties prove what they promised or offered you in the Buy Sell before you sign the closing papers. The buyer thinks that the real estate buy sell is a binding contract.

It is in the sense that if the buyer and seller signs and one tries to back out you can take a few years out of your life and Sue for "Specific Performance" to hold the buyer or the seller to the contract, should they want out for any reason. However, the buy sell is not legally binding automatically, in any way, you have to fight for your right to actually have what the buy sell agreement promised that you should or could have.

In this Situation the Seller, who use to be the buyer, also had the original ads that the Realtor put out claiming that their was lake access. Turned Out they had no lake access and would never get it because the lake was fed by an irrigation ditch and had a turbine in it, they did not want anyone on it.

The Realtor, the Seller can promise the moon, they can be lying or really believe what they are saying, either way You Need to Prove it Before You Sign.

Peoples Lives are Ruined by Realtors that Are Not held Accountable for the lies that they knowingly or unknowingly tell.

The Insurance that Realtors have will Beat the Real Estate Consumer pretty much every time, even in the biggest most proven cases of fraud.

Realtors are Bound by Law they have to "Investigate" complaints, they have to listen to the real estate consumer and do the right thing.

This is Bull on every level. The Director at the Association of Realtors encourages (makes, misleads, denies) the "Realtor" members to not file a complaint, she Flat Out Denies them Due Process. She also does this when the Real Estate Consumer calls her for help. She suggests a real estate attorney and so begins the Diary of A Lawsuit. Years of your life, no help what so ever from the Realtor or the Realtor Association that got you into the mess in the first place. They go on to other "Victims" I mean real estate consumers, they continue sleeping well at night and making money. While the Consumer begins the lawsuit to fight for what the Realtor told them they had, or for the non-disclosure of a Realtor.

The Local Association of Realtors turns a Blind eye to the distress of the consumer, this includes a Realtor Member who becomes a Real Estate Consumer. Turning on their own, picking the Realtor with the Biggest Franchise Behind them.

This is the Cold Hard Fact of the Real World of the Real Estate Industry.

What do I hope to gain from all this blathering? Well not Justice that's for sure. I hope to Stop you from go through what others have gone through. I hope to Stop you from what, I myself have seen and gone through personally.

I could just walk away, quite being a real estate broker, get a new carreer and move on quietly. But that is not my, I am Very good at real estate, however, I cannot stomach the total disregard for the Rights of the Real Estate Consumer before, during and after the real estate transaction. I cannot stomach the commercials, billboards and websites that claim that Realtors are of a Higher Standard and that they are the Voice of Real Estate. The National Association of Realtors need to be stripped of their trademark on "NAR is the Voice for Real Estate". This is propaganda, this is a slogan, a way to pull in the unsuspecting prey, this could be new "Realtors" or the "Real Estate Consumer". Come on over to NAR, we got your back, we are "...the Voice for Real Estate", we constantly lobby against the consumer and there is nothing they can do about it. Join the National Association of Realtors and you to can be of a "Higher Standard".

Ok, Lawsuit Time, Get Out Your Checkbook. Time to Pay the Real Estate Attorney, The Forensics Engineer, the Structural Engineer, the Mechanical Engineer, the CAD designer, the Architect, the Roofing Inspector and lots more "specialists",

Why are Realtors able to just say whatever to make the Sale and not have to prove it? This is somthing that several Realtor Associations I have seen allows, condones,and even encourages, the Top agents get away with ruining your life, it is just the way it is.

Crystal L. Cox
Broker Owner
Real Estate Industry Whistleblower

Crystal L. Cox is a Real Estate industry insider, dedicated to Consumer Protection in Real Estate. She is not out to change laws, to lobby congress or to fight the National Association of Realtors. Crystal L. Cox is bringing information directly to the real estate consumer in an effort to Expose the Real Estate Industry and to Protect the real estate consumer from the lack of accountability among the Realtors and to be One voice out here on the internet to counteract the constant lobbying of Washington Officials against the rights of the Real Estate Consumer. Crystal Believes that the Real Estate Industry is seriously broken and that there is no end in sight to the damage that NAR has done and will do to the real estate consumer and to the member of the National Association of Realtors who are doing right by their clients. NAR does not Stand up for their members who are lied to and deceived by fellow members. NAR does not stand up for the Real Estate Consumer and there is NOT one reason to use a Realtor in your Real Estate Transaction. In Fact, using a Realtor can ensure your Lack of Protection and accountability in your real estate transaction.

Crystal L. Cox is passionate about you not being hurt by the severe flaws of the real estate industry.

Another 5 Mistakes To Avoid When Buying Your Next Home

1. Neglecting your future plans. For how long are you planning to live in this house? Very possibly not forever, so you'll want the property to appeal to potential buyers. Buying a home with good resale value might take longer and more effort is required, but in the end the state of your bank account will make it all worth. A low price isn't a "good deal" if the house won't appeal to future buyers.

2. Treating real estate as if it was stock market in terms of risk management. Real estate is one of the few things in the world in which risk is directly proportional to your knowledge - the more you know, the greater the change you will end up with a good property that will sell. Take your time and learn.

3. Not using a buyers agent. Using an experienced real estate agent to help you with your needs is a smart move. A real Buyers agent can help you with the contract, deal with the piles of paperwork, give you advice on where to look at and schedule all the needed inspections.

4. Not having the house inspected by a professional. Have your realtor arrange a home inspection with a certified house inspection service of your choice. The costs will be approximately $250.00 to $400.00 plus GST depending on the size of the property. This could be your best money ever spent!

5. Not having written agreements. It's extremely risky to depend on verbal agreements. They cannot be enforced and you have no guarantees - you and the person you're working with don't have the same memory and there can be major differences in interpretations of what was agreed to. Avoid this at all costs.

For more advices visit Vancouver Real Estate.

Vancouver BC rea estate agent Jay Banks, is very successful making his clients happy, by listening very closely to their needs. And he knows how important it is to have a good website with unique listings and other media. He's sharing his experience in a five-tip how-to about creating real estate listings and other new promotion possibilities and tools.

Selling Your Home in a Buyer's Market - 3 Tips That Will Set You Up to Sell Your Home

Trying to sell you own home in today's economy is much more lucrative than using a realtor. Many people will decide to use a realtor just because they get the exposure for their house that others selling with out won't get. The truth is if you are willing to do a little leg work, you can get the same results and keep the commission you would have paid the realtor in your pocket.

The first thing you want to do is find out what other houses similar to yours are selling for. The last thing you want to do is price yourself out of the market. If you have a few houses that are in your neighborhood that are for sale, price yourself in the middle. This is a buyers market, so the more competitive you make your price the better chance you will have for a sale.

Make sure your house is spotless! If you have paint chipping or pealing you will want to touch it up. Because there are so many houses for sale right now, buyers are looking for a home they won' t have to do anything to. The more up to date your house is on the cosmetics the better chance you have for selling.

Make sure you have a sign in your yard letting people know it is for sale. Always put a phone number on the sign that someone will be able to answer at anytime. The last thing you want to do is lose a potential buyer because no one answered the phone.

Finally, always be confident when showing your home. People will pick up very quickly on the vibe that you are desperate to sell. If they sense this be prepared to get a lot of really low offers.

Give off the impression that you are in no hurry to sell. Be proud of your home and let the buyers sense that your home would be a great place to live.

These are just a few tips to help you sell your home. There are more detailed explanations and actual step by step plans that you can follow that guarantee you will sell your house.

Do not let the state of the economy keep you from selling your house. There are proven steps that will guarantee that you will sell your home If you want to skip the part where you pay a realtor a big commission to help you sell your own home then Click Here

Get Rid of Your Realtor and You Will Pocket a Lot More Money

It has been proven to homeowners that if you can sell your own home, you will not lose as much money as if you let a real estate agent sell it for you. Realtots will add money to the price of the house just so they can earn more money or commission. The main things that homeowners like when using a real estate agent is the agent has MLS access, will do all the paperwork, and help with the pricing information. While this may be easier on the homeowner, it is not to their advantage.

At first, the real estate agent will take a standard commission to the bottom of the selling price of the house. After the commission, they will also charge for promotional services, negotiating the price assistance, and screening of the buyers. Before it is all said and done, the real estate agent will end up with large percentage of the selling price when all of this is added in.

Most real estate agents will try to persuade the seller to take the first offer. Studies have shown that most agents will move toward the actions that help with their own financial interest than the sellers. Most of the time the real estate agent is going to hike the price of your house so they will get more money.

Believe me when I say that the real estate agent is not your friend and does not have your best interest at heart. They are there for themselves and do everything they can to make more money. They will not tell the seller about all the things they will take from the price of the house for things that they did to sell it.

There are proven steps you can take that will allow you to sell your own home. Remember that nobody knows your home like you do.

Do not let the state of the economy keep you from selling your house. There are proven steps that will guarantee that you will sell your home. If you want to skip the part where you pay a realtor a big commission to help you sell your own home then Click Here

US Foreclosures - A Ray of Hope

In the recent past, foreclosure had become a usual phenomenon after economic meltdown took its toll over US in an adverse way. The worst part was that many people were losing their homes at the time when they were already running out of funds due to getting pink slips from company. This all created a menace in lives of people.

US foreclosure homes are those homes that have been seized from the owners when they fail to make reimbursements of loans taken from the banks and financial institutions. Thereafter banks resell them to new investors so as to compensate the lost amount of maintenance costs.

But if we see the other way around, these are opportunities for all those people who are looking forward to buying homes at reasonable prices. This is because they are in fact can be bought at half o the market prices. This is what makes them a good option.

The US foreclosed properties sell like hot cakes in the real estate market as people want to have something money minting opportunity in their hand. They usually buy these properties and give them on rent. Thus, these properties become a rich source of income at this time when economic crisis has ridiculed all possible sources of earning in a bad way.

If you are interested in buying any of these properties, directly look into online foreclosure listing wherein extensive information about whereabouts of foreclosed locations is given. You simply have to log onto such websites and get your hand at number of options that you can consider for buys.

Some of these websites come for free abut there are certain websites that charge nominal fees in order to pass relevant information you can use for your benefit. These websites also provide numerous valuable strategies and tips that can be used in order to get profitable property.

The best part of such websites is that they talk about saving money smartly so that you can use it in any other form. Some of the noted points being discussed in them include:

• First of all, these sites discuss about techniques to be used in order to make wise moves during the bidding procedures. The most prominent one is to never exceed bidding price more than the actual cost. This is a golden rule and will help you in making all the deals in the most profitable way.
• The next one is discussed about checking out the taxes and liens attached with they foreclosed properties. This point highlights the complexities that are tangled with foreclosed properties that create problem at the time of transfer of property rights. So, stay away from properties where you find them attached with the properties so that you do not come across any kind of inconveniences in the future references.

So, by taking care of all these things you can simply call off many of the hassles that usually disturb people after they make mindless decisions of buying such foreclosed properties.

Search foreclosures by state or get more information on foreclosure homes at ForeclosureRepos.

Kevin Simpson, GM Sales & Marketing

The Art of Growing and Showing Loganberrys

Loganberry - Thornless makes picking easier.

Among the many edible-berried plants that have been introduced into gardens during the last one hundred years none is of greater value than the humble Loganberry. The Loganberry is the result of a cross between the Blackberry plant and the Raspberry plant. It has never been so popular to eat in its raw state as either the Blackberry or the Raspberry; both of these garden berries have a sweet taste, whereas the Loganberry has a somewhat acid flavour, but if used for making Loganberry Jam.

Also the Berries can be mixed with Raspberries and Blackberries and use in cooking mainly in Loganberry Tarts, the combination of all the berries makes it well worth growing.
The Loganberry is probably un-surpassed by any other hardy fruit in the matter of heavy crops. It having the great advantage of being practically unaffected by bad weather; whatever the spring might bring, whether cold and wet, or hot and dry, it never fails to produce a heavy yield.

Those who care to turn an honest penny while enjoying their gardening work will be interested to know that the Loganberry is the most profitable of the small berried fruits; especially if late spring frost have ruined other crops, the Loganberry can be relied upon to fetch high prices. Loganberry Plants are so vigorous that, if planted into fairly good soil, let's say your chief garden border it will grow so fast that the gardener will have a grand job trying to keep the Loganberry Plant within bounds.

In the southern hemisphere Countries the Loganberry can be grown on a North facing wall, but in the North a warmer position is necessary. It is most generally useful, to grow your Loganberry Plant against a rough fenced area, or to cover an eyesore such as an outbuilding. The Loganberry Plant can also be trained to grow over a trellis or archway; it seems, in fact, able and willing to grow almost anywhere.

The Loganberry Plant's needs are so simple that the merest amateur, never having grown Loganberries before, should not hesitate to plant it. November is the best time to plant your Loganberry, as soon as planting is complete the growths should be cut back to about half way; in the following Late February or early March they may be cut to within one foot of the ground.

During the late spring and summer fresh shoots will make rapid growth and by the end of the season the branches will have reached at least 6 feet high, these shoots will fruit the following year. The Loganberry shoots should not be bunched up together as some growers have a tendency to do, but should be spread out and tied into a fan shape; the use of a wire frame is very useful.

In the second year and all subsequent years the question of pruning your Loganberry Plants will demand your attention, but this is very simple. All that one has to do is, as soon as the Loganberry Fruits are gathered, to cut out some of the shoots that have produced the Loganberry Fruits.

Trevor Dalley has been growing and preserving his own fruit for 40 year, most of the preserves are sold in his Organic Farm Shops in Herefordshire England. Did you find those tips on Organic Food a way of Life useful?

The Benefits of Mulch For Gardens

In gardening, a lot of attention is given to improving soil conditions because this will result in healthier plants. One way to improve your soil is to use mulch. It helps to keep your garden healthy for many reasons, such as keeping soil cool and moist, controlling weeds, adding nutrients, reducing soil temperature fluctuations and preventing soil erosion. Who knew that mulch could do so much?

Before we get into the benefits of mulch, let's first discuss what mulch is. Mulch is made from organic, biodegradable material, such as shredded bark, leaves, wood chips or shredded newspaper. Mulch can be made from other sources, including those that aren't biodegradable, but organic sources of mulch are the best. This organic material is then spread directly on top of the soil and around the plants you are trying to grow. You should use 2-3 inches of mulch for it to be effective and gain the benefits listed below.

With mulch that is made from natural sources, such as shredded bark, leaves or straw, it will decompose over time. As the mulch decomposes, it will add nutrients to the soil. It also helps to keep the soil loose so that roots can easily grow and spread out. As well, up until the time the mulch has fully decomposed, it can still retain moisture and release it slowly into the soil.

A second benefit, mentioned above, is that mulch retains moisture. This helps to keep the soil underneath it moist and cool. Moist soil means less watering for you. Cool soil means that the roots of your plants are protected from extreme heat, which causes plants to wither and become vulnerable to disease and rot. One thing to keep in mind is that since the mulch retains so much moisture, you will need to keep it away from the stems of your plants so that they won't rot.

Another benefit of mulch is that it helps to prevent soil erosion by reducing the velocity of the rainwater. However, heavy rainfalls can wash away the mulch, so inspect your garden periodically and replace mulch where it is required. As well, if you are using mulch on a steep slope or hill, you can use netting to hold the mulch in place.

As well, mulch helps to control weeds. It does this by preventing sunlight from getting through. The thicker the layer, the less sunlight that can penetrate down into the soil, but even a thin layer of mulch can be effective. The key is to reduce the amount of sunlight. If the weeds don't get enough sun, they can't grow.

A fifth benefit is reducing temperature fluctuations in the soil itself. Add mulch to your garden after the ground has frozen to reduce the effect of freezing and thawing on the soil in the spring. Roots that are near the surface, particularly young roots, can become exposed to the elements as the soil around them freezes at night and thaws during the day. This exposure can weaken and damage roots. By adding mulch, the soil will stay warm and not freeze. Straw or hay bales are the best for winter mulching, as it won't become compacted over the winter from the weight of repeated snowfalls.

Adding mulch to your garden is quick and easy. While you will need to add new mulch every season, it is well worth it.

Please visit The Gardener's Escape and let us help you plan your escape today! Check us out at http://www.thegardenersescape.com/Articles/Articles.htm for more helpful gardening tips. While you are there, check out our Gardening Solutions page at http://www.thegardenersescape.com/Shopping/Shopping.htm for more ideas and methods on how to improve soil conditions.